Top 10 Fintech Innovators 2015

The Fintech 100 report is a collaborative effort between H2 Ventures and KPMG that aims to rank the most exciting startups taking advantage of technology to disrupt. 

The results were based on the following factors:

  1. Total capital raised
  2. Rate of capital raising
  3. Geographic & sector diversity
  4. Consumer & marketplace traction
  5. X-factor: Degree of product, service and business model innovation.

Top 10 Fintech Innovators 2015

1. ZhongAn (China) ZhongAn logo

ZhongAn is an online property insurance company using big data technology to assist with product design, automatic underwriting, auto claims, precision marketing and risk management.

2. Oscar (USA)Oscar logo

Oscar insures people who don’t get insurance from their job or through Medicaid and Medicare. Their technology and healthcare experts are making it easier to manage care, process medical claims, control healthcare costs, and provide transparency.

3. Wealthfront (USA)Wealthfront logo

Wealthfront is an automated investment service that provide sophisticated investment management at prices that are affordable for everyone. When you open an account you’ll get a personalized asset allocation based on your risk score and the account’s tax status.

4. Qufenqi (China)Qufenqi logo

Qufenqi is an electronics retailer that offers monthly installment payment solutions to students and professionals in China.

5. Funding Circle (UK)Funding Circle logo

Funding Circle is a marketplace exclusively focused on small businesses. Companies can borrow directly from a wide range of investors, including more than 40,000 people, the UK Government, local councils, a university and a number of financial organisations.

6. Kreditech (Germany)Kreditech logo

The Kreditech Group is a technology company which delivers a range of custom-tailored financial services to customers across Europe and beyond.

7. Avant (USA)Avant logo

Avant provides access to personal loans at competitive interest rates, in a timely manner.

8. Atom (UK) Logo Atom

Atom Bank is a digital banking system offering their customers an app-based experience .

9. Klarna (Sweden)Klarna logo

Klarna offers safe and easy-to-use payment solutions to e-stores.

10. OurCrowd (Israel)OurCrowd logo

OurCrowd is an equity-based crowdfunding platform.

The Fintech 100 Report 

Take a look at the full report to know the 50 leading established players creating change within financial services and 50 of the emerging fintech stars of tomorrow.

Download Fintech 100 here.

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